Land developers carry exposures many standard contractor policies were not built to cover. We work to build you a program around all of it.
Most standard packages either exclude these outright or provide insufficient limits. For land developers, these can be crucial.
Covers gradual and sudden pollution conditions arising from your operations and your owned or acquired land — combining Contractors Pollution Liability (CPL) with Site Pollution (PLL) so both the work and the dirt are protected.
Explore Pollution & Environmental Liability →Responds to claims arising from the design, engineering and site-planning decisions you make or direct — including protective indemnity that sits above the limits of the architects and engineers you retain.
Explore Contractors Professional Liability →The foundation: third-party bodily injury and property damage across the site, plus products & completed-operations for defects that surface after close.
Commercial General Liability →The high limits lenders, JV partners and municipalities demand — sitting above your GL, auto and employer's liability in one tower.
Excess & Umbrella Liability →Protects infrastructure and vertical improvements under construction — fire, wind, theft and water — with soft-cost and delay extensions.
Builders Risk →Covers owned, rented and leased heavy equipment — graders, excavators, dozers — on site, in transit and between jobs.
Contractor's Equipment →Fleet and hauling coverage for trucks, trailers and material transport, with hired & non-owned auto for crews and vendors.
Commercial Auto →Statutory coverage for your direct employees, with experience-mod review and class-code accuracy to keep your rate honest.
Workers' Compensation →Performance, payment and subdivision-improvement bonds required by municipalities to guarantee public infrastructure gets completed.
Surety & Subdivision Bonds →Coverage for offices, model homes, sales centers and stored materials — the fixed assets behind the field operation.
Commercial Property →Protects the buyer deposits, financial records and closing data you hold — breach response, funds-transfer fraud and business interruption.
Cyber Liability →