Business Insurance

Ocean Marine

Covers cargo, vessels, and freight moving over water against loss, damage, and liability during marine transit.

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*General coverage descriptions listed below are intended as educational overviews and may not reflect the specific terms of any policy placed by Rampart Risk Advisors LLC. Coverages often vary by carrier and the risk profile of each individual business. Always refer to your policy to determine what exposures, perils, or claims are covered.

What’s Generally* Covered

  • Cargo coverage for goods shipped by sea, including loss, damage, and theft in transit
  • Hull coverage for vessels against physical damage
  • Protection and indemnity (P&I) coverage for third-party liability arising from vessel operations
  • Freight coverage for lost shipping revenue when cargo is not delivered
  • Liability for marine contractors, stevedores, and terminal operators
  • Coverage for specialized risks including war, strikes, and piracy, where applicable

Who It's For

  • Importers and exporters shipping goods internationally
  • Vessel owners and operators, including commercial fishing and charter operations
  • Marine contractors working on or around waterways
  • Freight forwarders and logistics companies handling waterborne cargo

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Independent advice, tailored coverage, no pressure.

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