Business Insurance
Employment Practices Liability
Covers claims alleging wrongful termination, discrimination, harassment, or other employment-related violations.
Get a Quote*General coverage descriptions listed below are intended as educational overviews and may not reflect the specific terms of any policy placed by Rampart Risk Advisors LLC. Coverages often vary by carrier and the risk profile of each individual business. Always refer to your policy to determine what exposures, perils, or claims are covered.
What’s Generally* Covered
- Claims of wrongful termination, including constructive discharge
- Discrimination based on age, race, gender, religion, disability, or other protected classes
- Sexual harassment and hostile work environment allegations
- Retaliation claims from employees who report misconduct or file grievances
- Failure to promote, wage and hour disputes, and related employment issues
- Defense costs, which often exceed settlement amounts in employment cases
Who It's For
- Any employer, regardless of size — even small businesses face employment claims
- Companies with high-turnover industries such as hospitality, retail, and construction
- Businesses expanding into new states with varying employment laws
- Employers who have faced prior complaints or operate in litigious industries