Business Insurance
Directors & Officers
Protects executives and board members from personal liability arising from management decisions and governance claims
Get a Quote*General coverage descriptions listed below are intended as educational overviews and may not reflect the specific terms of any policy placed by Rampart Risk Advisors LLC. Coverages often vary by carrier and the risk profile of each individual business. Always refer to your policy to determine what exposures, perils, or claims are covered.
What’s Generally* Covered
- Legal defense costs for directors and officers named in lawsuits related to their duties
- Settlements and judgments for covered claims alleging wrongful acts
- Claims of breach of fiduciary duty, mismanagement, or failure to supervise
- Allegations of misrepresentation in financial statements or disclosures
- Shareholder derivative suits and regulatory investigations
- Entity coverage for claims made directly against the company in certain scenarios
Who It's For
- Private companies with boards of directors or advisory boards
- Nonprofit organizations whose board members face personal liability exposure
- Companies with investors, lenders, or other outside stakeholders
- Businesses preparing for significant transactions, fundraising, or governance changes