Business Insurance
Commercial Property
Covers your building, equipment, inventory, and physical assets against fire, theft, vandalism, and other covered losses.
Get a Quote*General coverage descriptions listed below are intended as educational overviews and may not reflect the specific terms of any policy placed by Rampart Risk Advisors LLC. Coverages often vary by carrier and the risk profile of each individual business. Always refer to your policy to determine what exposures, perils, or claims are covered.
What’s Generally* Covered
- Buildings you own, including fixtures and permanently installed equipment
- Business personal property such as inventory, furniture, computers, and tools
- Property of others in your care, custody, or control, up to policy limits
- Losses from fire, theft, vandalism, wind, hail, and other named or open perils
- Business income and extra expense coverage for interruptions following a covered loss
- Outdoor signs, fencing, and improvements to leased spaces
Who It's For
- Business owners with physical locations, whether owned or leased
- Companies with significant inventory, equipment, or furnishings
- Manufacturers, warehouses, retailers, and offices
- Tenants required by lease to carry property coverage on improvements and contents