Business Insurance
Business Owners Policy
Bundles general liability and commercial property into one cost-effective policy. Ideal for small to mid-sized businesses.
Get a Quote*General coverage descriptions listed below are intended as educational overviews and may not reflect the specific terms of any policy placed by Rampart Risk Advisors LLC. Coverages often vary by carrier and the risk profile of each individual business. Always refer to your policy to determine what exposures, perils, or claims are covered.
What’s Generally* Covered
- General liability coverage for third-party bodily injury and property damage
- Commercial property coverage for buildings, equipment, inventory, and furniture
- Business interruption coverage for lost income following a covered loss
- Coverage for damage to leased spaces and tenant improvements
- Limited coverage for off-premises utility service disruptions
- Optional add-ons for cyber, hired/non-owned auto, and professional liability
Who It's For
- Small to mid-sized businesses looking to bundle essential coverages at a lower cost than separate policies
- Retailers, restaurants, offices, and service-based businesses with physical locations
- Business owners who want streamlined coverage with fewer policies to manage
- Companies with relatively standard risk profiles that fit within BOP eligibility guidelines