*General coverage descriptions listed below are intended as educational overviews and may not reflect the specific terms of any policy placed by Rampart Risk Advisors LLC. Coverages often vary by carrier and the risk profile of each individual business. Always refer to your policy to determine what exposures, perils, or claims are covered.
What’s Generally* Covered
- Liability coverage for bodily injury and property damage caused while operating the RV
- Collision and comprehensive physical damage coverage for the vehicle and attached structures
- Personal belongings and contents coverage for items kept inside the RV
- Full-timer coverage for those who live in their RV as a primary residence
- Vacation liability coverage for incidents occurring at a campsite or temporary parking location
Emergency expense coverage for lodging and travel if the RV is disabled far from home
Who It's For
- Owners of motorhomes, travel trailers, fifth wheels, and camper vans
- Full-time RV residents who need broader coverage than standard auto policies provide
- Seasonal travelers who want customized coverage that adjusts to usage and storage periods
- RV owners with towed vehicles, additional equipment, or aftermarket modifications