*General coverage descriptions listed below are intended as educational overviews and may not reflect the specific terms of any policy placed by Rampart Risk Advisors LLC. Coverages often vary by carrier and the risk profile of each individual business. Always refer to your policy to determine what exposures, perils, or claims are covered.
What’s Generally* Covered
- Bodily injury liability for injuries you cause to others in an at-fault accident
- Property damage liability for damage you cause to another person’s vehicle or property
- Collision coverage for damage to your vehicle from an accident, regardless of fault
- Comprehensive coverage for theft, vandalism, weather events, and non-collision damage
- Uninsured and underinsured motorist coverage for accidents caused by drivers with insufficient insurance
- Medical payments or personal injury protection (PIP) for your own medical expenses following an accident
Who It's For
- Anyone who owns or regularly operates a personal vehicle
- Drivers required by state law to carry minimum liability coverage
- Vehicle owners with loans or leases that require full coverage including collision and comprehensive
- Drivers seeking protection against uninsured motorists, particularly in states with high rates of uninsured drivers