Personal Insurance
Renters Insurance
Coverage for personal property and liability at a property someone rents from others.
Get a Quote*General coverage descriptions listed below are intended as educational overviews and may not reflect the specific terms of any policy placed by Rampart Risk Advisors LLC. Coverages often vary by carrier and the risk profile of each individual business. Always refer to your policy to determine what exposures, perils, or claims are covered.
What’s Generally* Covered
- Personal property coverage for belongings damaged or stolen inside or outside the rental unit
- Personal liability coverage for injury or property damage you cause to others
- Loss of use coverage for temporary housing if the rental unit becomes uninhabitable
- Medical payments to guests injured in your unit
- Coverage for belongings stolen from your car, hotel room, or off-premises storage
- Optional riders for high-value items such as jewelry, electronics, or musical instruments
Who It's For
- Renters who want protection for their belongings without coverage for the building itself
- Tenants required by landlords to maintain a minimum level of liability coverage
- College students and young professionals furnishing their first apartment
- Renters who assume their landlord’s policy covers their personal property (it does not)