Business Insurance
Inland Marine
Covers equipment, tools, and goods in transit or stored off-premises. Essential for businesses that move property across locations.
Get a Quote*General coverage descriptions listed below are intended as educational overviews and may not reflect the specific terms of any policy placed by Rampart Risk Advisors LLC. Coverages often vary by carrier and the risk profile of each individual business. Always refer to your policy to determine what exposures, perils, or claims are covered.
What’s Generally* Covered
- Tools, equipment, and machinery used at job sites or transported between locations
- Goods in transit over land, including shipments to and from customers
- Property stored temporarily off-premises, such as at trade shows or rented facilities
- Installation floater coverage for materials being installed at client sites
- Fine art, valuable papers, and specialized property that standard property policies exclude
- Contractors’ equipment, often with agreed-value or replacement cost settlement options
Who It's For
- Contractors and tradespeople who move equipment between job sites
- Businesses that ship goods or receive valuable inventory
- Event companies, exhibitors, and mobile service providers
- Any business with property that regularly leaves the main premises